canyon light capital - Clarity To Close
Rental Investment Capital. We Find The Light In Every Deal.
INVESTMENT CAPITAL FOR ALL LEVELS
Whether Funding Your First Door Or Scaling An Empire, We Provide Clarity And Capital To Close.
We don't just fund properties; we back the professionals making the deals happen. Whether you’re an investor scaling your rental portfolio, a mortgage broker needing a reliable capital partner for your clients, or a referral partner monetizing your network, we illuminate the fastest path to the closing table. And because we’re expanding coast-to-coast, we are actively training Real Estate Strategists (ISOs) to plug directly into our capital engine and fund deals right alongside us.
Who We Work With
Real Estate Investors
Mortgage Brokers
Canyon Light Strategist
Referral Partners
Loan Types
Strategies For Every Investor And Property.
The Right Capital For The Right Deal.
Most lenders treat you like a traditional homebuyer. We don’t. From real estate investors to mortgage brokers, Canyon Light delivers a frictionless process built from the ground up for the investor ecosystem. We specialize in underwriting the asset instead of a W-2, so you can skip the traditional bank’s red tape and focus on growing your real estate portfolio.
DSCR - Buy & Hold
A DSCR (Debt Service Coverage Ratio) loan is a type of investment property financing that qualifies based on the property’s rental income, not your personal income.
LT & ST Rentals
Serving both long-term and short-term rental investors, with qualification based on the property's cash flow and income potential rather than personal income documentation such as tax returns, W-2s, or pay stubs.
Business Owners
Designed for borrowers whose income doesn’t fit a traditional W-2 profile, including self-employed individuals, business owners, and 1099 contractors with complex or non-traditional income sources.
Multi-Unit (5–10 Units)
Our flexible FixNFlip loans simplify the approval process and enable you to move quickly, maximize your leverage, and pivot when necessary.
Condos & Townhomes
Our flexible FixNFlip loans simplify the approval process and enable you to move quickly, maximize your leverage, and pivot when necessary.
DSCR Stand-Alone 2nd
Our flexible FixNFlip loans simplify the approval process and enable you to move quickly, maximize your leverage, and pivot when necessary.
Financing Solutions for Your Investment Strategy
When it comes to direct business lenders funding real estate deals for both investors and mortgage brokers, Canyon Light Capital keeps things simple. We combine clear loan programs, deep market experience, and direct communication to ensure your transactions close smoothly. No sales pitches, no runaround. Just clear answers and dependable executions every single time.
What Sets Lima One Apart From Other Private Lenders?
Capital Stability
Canyon Light Capital is backed by stable institutional capital partners, so you know the funds will be there when it’s time to close your transaction. Every single deal.
One-Stop Shop
From your initial scenario review to your final payoff, our team manages the entire process in-house. No outside handoffs, no runaround.
Practical Underwriting
Keep your tax returns and W-2s. We base our loan approvals on credit, liquid assets, and real estate experience.
Borrowing Capacity
We set your max leverage at 10x your liquid assets, giving you the room to move quickly on great deals.
Personal Service. National Reach.
Headquarters
Current Markets
30k+
Closed Loans Since 2010
$10B+
Loans Funded Across 46 States
Own Your Market
11 min
Working With Canyon Light
These days, you can outsource a lot of things, but real execution isn’t one of them. We take the time to understand your scenarios, your properties, and your overall strategy. That’s why we handle scenario reviews and underwriting entirely in-house. You get clear communication and real answers every step of the way.
In-House Draw Management
Speed to liquidity keeps your projects moving. We streamlined our construction draw process to get your funds back in as little as 24 hours. Clear steps, no delays.
In-House Servicing
We do more than close your investment property loans. You get a dedicated analyst who works directly with you, providing clear answers to help keep your deal and your business on track.
Industry Expertise
We work directly with your team, using our practical experience and Non-QM loan options to help you navigate tricky scenarios with confidence.
CANYON LIGHT CAPITAL INSIGHTS
Stay up to date on private lending news, residential property trends, and practical real estate investment strategy.
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