FixNFlip
Bridge Loans Made Simple
When you need to close fast or need extra time to finalize your strategy, a bridge loan is the right tool. This is a simple, straightforward program designed to help you buy property quickly while you get the rest of your numbers in order.
Program Highlights
A Flexible Rental Loan Alternative
Give your deal time while rates drop.
*Exterior valuations reviewed case by case. Loan size, program, and market limits apply.
Use Cases
A Bridge Loan Built for Your Strategy
Whatever your property scenario, our bridge program gives you the room to move quickly. Whether you are acquiring real estate fast or setting up long-term DSCR financing, our short-term terms deliver the flexibility you need.
We tailor loan structures to fit your timeline so you can execute, maximize LTV, and position your deal for success.
Investors & Flippers
Bridge loans make it easy to:
Close fast and finalize your renovation plan later
Finish your rehab and buy time to sell or refinance
Pay for rehab out of pocket
Rental Investors
Our bridge program gives you two key options:
Acquire multiple units with Interest-Only payments while you build your portfolio
Hold the property until market rates make long-term DSCR refinancing favorable
Builders & Developers
Bridge loans open up clear financial options for:
Model Homes: Hold your finished model home with short-term financing instead of tying up high-cost construction debt.
Phase Developments: Secure short-term capital on completed build phases while you finish the rest of your project before rolling into long-term financing.
Is a Bridge Loan Right for You?
We built our bridge program to help you secure properties quickly, even while you are finalizing your exit strategy. If any of these sound like your current plan, send over your scenario details and let's take a look.
Bridge Loans to Scale Your Business
You need a bridge loan that lets you move fast, buy cleanly, and save time so you can execute your business strategy without friction.
Buy Some Time
You need to refinance a property that requires extra time for renovation or buildout.
Move With Speed
You found a solid property that needs minimal work, and you need fast capital to secure it.
Fix and Flip loan Project Types
We Fund Bridge Loans Nationwide
We proudly serve investors across 46 states in every type of market. Wherever your deal takes you, Canyon Light is ready to move fast and deliver the real estate capital you need to execute your investment strategy.
Urban
Primary
Urban
Primary
Urban
Primary
Bridge Loans in Action
See how we help real estate investors close fast deals and execute their strategies.
Case Study
Mauldin, SC
Bridge Plus – Dallas, TX
An investor needed fast funding to buy a Dallas single-family rental. Traditional banks stalled over strict paperwork and required a signed lease upfront, putting the deal at risk. We stepped in with flexible short-term capital, streamlined the paperwork, and closed the loan on time without requiring an active tenant on day one.
$312K
Loan Amount
$480K
After-Repair Value
Fix and Flip Loan FAQs
What is a Bridge Loan and How Does It Work?
A bridge loan is short-term financing used to purchase or cash-out refinance investment property. Terms run 13 or 19 months with Interest-Only monthly payments and zero prepayment penalties. It gives you immediate capital to close fast while you finalize your long-term plans or complete property updates.
Are Bridge Loans a Good Idea?
Bridge loans make sense when you need to close fast, recoup cash after an all-cash purchase, or buy time to market a finished fix-and-flip or new build for top dollar. They give you the speed and flexibility to execute short-term strategy without long-term lock-in. Note: these loans are designed for turn-key properties, not heavy rehab builds.
How Do You Qualify for a Bridge Loan?
Qualification requires a 700 minimum credit score. We cover up to 80% LTV leverage on bridge loans, though maximum leverage limits depend on your property profile and specific deal scenario.
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